At TILLIT we are big believers in learning and broadening our horizons. We also think that there is too much noise in the world of stock markets and investing today. Our focus is on the long-term and that is reflected in our various Insight articles, from opinion pieces to interviews and beginners’ guides, and even our market updates only come out quarterly.
Understanding investment fees
As with anything, when it comes to investing, there’s no such thing as a free lunch. Whilst fees are certainly not the most interesting topic of conversation, fees and charges have a real impact on your net investment return. It is therefore important to understand exactly what you’re paying, and to whom, as part of your overall investment strategy. In this article, we cover some of the main fees and charges you can expect when investing.Read more
Fund charges: what am I paying for?
Whether you are buying a new car or a pair of shoes, it’s perfectly natural to shop around. You don’t want to buy a sub-par product just because it’s cheap, but equally you don’t want to spend an arm and a leg if you could have bought the same thing for less. It’s the same when it comes to investing. All investment products carry a price tag so it’s important to know what you are paying for and how that price compares to the wider market.Read more
3 things to consider when investing in volatile markets
As 2022 draws to a close and we look ahead to 2023, commentators and investment houses have begun to share their forecasts and expectations for the year ahead. With headwinds including the ongoing Ukraine-Russia conflict, a cost-of-living crisis and global recession expectations, it’s safe to say that one of the only certainties for next year at present is that uncertainty is here to stay. In this Insight, we look at three things to remember when investing in uncertain times.Read more
Personal tax allowances: a guide
We all want our finances to be efficient. Just like you might pay into a pension for the basic-rate tax top-up or contribute to an ISA for the tax-relief on income or growth, there are other tax allowances that can benefit unwrapped investments. Here, we look at some of the other allowances available to individuals so that you can be sure you’re making the most of them where you can.Read more
The paradox of choice
All DIY investors have something in common; they want to be in control. The good news is that in 2022, personal investors have all of the tools they need at their fingertips to ‘do-it-yourself’. The bad news is that there is so much choice out there that many of us just don’t know where to start. In this article, we discuss why, when it comes to choice, there can be too much of a good thing.Read more