The insights

At Tillit we are big believers in learning and broadening our horizons. We also think that there is too much noise in the world of stock markets and investing today. Our focus is on the long-term and that is reflected in our various Insight articles, from opinion pieces to interviews and beginners’ guides, and even our market updates only come out quarterly.

Short reads - Active investing

Trust in the investment trust

By Faith Archer

Historically, investment trusts have delivered higher returns for lower costs than more popular open-ended funds such as unit trusts and open-ended investment companies (OEICs), but what are they and how are they different?

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Short reads - Passive investing

ETFs: Investment must-have or the emperor’s new clothes?

By Jane Wallace

Exchange-traded funds, or ETFs, have been trending for a while. Much like traditional tracker or passive funds, most ETFs simply track the ups and downs or a market index or a basket of assets; there’s no human fund manager picking the investments and possibly getting it wrong. Subsequently, it can be easier to understand where your money is invested (the fund does what it says on the tin) and costs can be lower.

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Short reads - Fundamentals

Investment fees: What am I paying for?

By Anna Fedorova

Whether you are buying a new car or a pair of shoes, it’s perfectly natural to shop around. You don’t want to buy a sub-par product just because it’s cheap, but equally you don’t want to spend an arm and a leg if you could have bought the same thing cheaper. It’s the same when it comes to investing. All investment products and services carry a price tag and it is important to know what you are paying for and how it compares to the wider market.

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Short reads - Asset allocation

How to plan your asset allocation: Q&A with an expert

By Anna Fedorova

Choosing your asset allocation is one of the key decisions you make as an investor. Whether you want to go all in on equities or mix them up with some bonds and perhaps some property or alternatives is up to you. But we asked an expert, Gavin Haynes of Fairview Investing with decades of investment experience under his belt, to share his thoughts and advice.

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Short reads - Sustainable investing

Digging deeper into ESG investing

By Anna Fedorova

You may remember how we talked about ESG investing being a sort of spectrum going from light green to dark green. Another model that can help make sense of the evolution of ESG investing is the Spectrum of Capital, which was developed by Bridges Fund Management. This model categorises investment styles on a spectrum ranging from traditional investment all the way to philanthropy. The different subsets of ESG focused investing styles fit in between these two extremes. Ultimately, where you stand on the ESG investing spectrum really depends on what you want to achieve with your investments.

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