How have our funds performed?
At TILLIT, we aim to offer best-in-class funds across asset classes, regions and styles. Our Annual Performance Report 2024 is one of the ways we hold ourselves accountable to that mission.
We analysed the performance of the TILLIT Universe over 5, 10 and 20 years and found 87% of our active funds with a 20-year track record outperformed their benchmark after fees over the period.
Past performance is no guarantee of future results. Capital is at risk if you invest.
Discover and invest in best-in-class funds
From well-known classics to trailblazers and wildcards, we select the best-in-class active and passive funds across asset classes, regions and styles. With TILLIT, you have the tools and information you need to build a portfolio that’s right for you.
Capital at risk.
Featured in:
More than a best buy list
Each fund comes with a snappy headline, an executive summary of what it does, what its edge is and why it might be right for you. Get the research and make your investments, all in one place.
TILLIT is completely independent. We get no kickbacks, commissions or other incentives from the asset managers. Every fund has been selected on its own merits.
Demand quality, not quantity
No one needs 5,000 funds. We filter the market so that you can focus on the funds, investment trusts and ETFs worthy of your time and money.
Get breadth and variety, without the choice paralysis.
Breadth of choice
The TILLIT Universe spans six asset classes, dozens of investment styles and countries from all corners of the world.
It includes some of the well-known classics, veterans and heavyweights of the fund world, as well as specialist boutiques, trailblazers and wildcards.
But the admission criteria is tough and only the funds we believe to be best-in-class are selected.
Depth of insight
Access alone is not enough. Our Fund Selection team distils all of their research and due diligence on every fund into a succinct executive summary of everything you need to know: the TILLIT View.
Find out why we picked it, how it may perform in different markets and why it might be right in your portfolio.
A level of expertise you can’t replicate
Our Investment Committee has a rare blend of expertise and over 100 years of combined experience in fund management, fund selection and personal wealth planning. They are industry insiders. With TILLIT, they work for you.
They roam the market to seek out the best investment opportunities. They research funds for weeks, grill fund managers, and they say ‘no’ more than ‘yes’.
Get to know the fund managers
Hear directly from the people managing the funds, find out what they are like as investors, how they make decisions and what makes them tick. Our exclusive interviews put a face to a name and give you a rare chance to meet the managers.
Fee calculator
The longer you invest, the lower your fee
Over time, fees build up and eat into your returns. That is why we drop our platform fee for every year you are a customer, starting from 0.40%, until it reaches 0.25% - no ifs, ands or buts. Because investing should be that simple.
Our customers really rate us
Winners of Boring Money’s ‘Best New Investment Platform 2022’ award.
Frequently Answered Questions
Below are the answers to the most common questions. If you can't find the answer to your question below, check out the full list of FAQs here.
Who can open an investment account on TILLIT?
At this time we accept customers who are:
- over 18 years old;
- a UK taxpayer/UK tax resident and have a current address in the UK;
- not a 'US Person', as defined by the United States FATCA regulation, and;
- you have a UK bank account
If you do not meet these criteria, unfortunately we cannot offer you an account at this time. If have any questions, please reach out to our friendly customer support team at talktotillit@tillitinvest.com and they'll be happy to help.
What is the difference between a Stocks & Shares ISA and a General Investment Account (GIA)?
Stocks & Shares ISA:
This is a tax-efficient investment account. The main perk is that you don't have to pay capital gains tax on any gains made. However, there are two main restrictions:
1. You can only open and contribute to one Stocks & Shares ISA in the same tax year.
2. There is a maximum amount you can invest through this account in any given tax year. Currently, the maximum amount is set to £20,000.
Given this tax benefit, it is usually a good idea to open a Stocks & Shares ISA before opening a general investment account as you want to maximise those tax benefits!
Tax treatment depends on your individual circumstances and may be subject to change.
General Investment Account (GIA):
A General Investment Account is a standard investment account. Unlike a Stocks & Shares ISA, the main perk is that you can open as many GIAs and contribute as much as you want to them, without limits tied to the tax year. However, in contrast to a Stocks & Shares ISA, you have to pay capital gains tax on any gains made.
Can I transfer my account from another platform to TILLIT?
Yes! If you have a Pension, Stocks & Shares ISA or a General Investment Account on another investment platform, you can transfer it to TILLIT in just a few steps. You can initiate your transfer from your Dashboard and our friendly Transfer Concierge will manage the process and keep you in the loop every step of the way. You can transfer your account to TILLIT in cash or in specie (which means to take your holdings with you).
Transfer in cash
By transferring your account to TILLIT as cash, you or your current provider sells any holdings in your account down to cash before transferring it to TILLIT. Once your transfer has completed, you can log in to your TILLIT account and invest your cash when you are ready.
Transfer in specie
By transferring your account to TILLIT in specie, you can transfer any eligible assets from your current provider directly to TILLIT instead of having to sell them and transfer the cash proceeds. With an in specie transfer you remain invested throughout the transfer process. You can read more about in specie transfers and eligible assets here.
Have other questions about transfers? You can find the full list of transfer-related FAQs here.
What does it cost to invest with TILLIT?
0.40% of your assets in the first year.
We believe in simple, clear fees. We therefore only charge one fee, a platform fee of 0.40% for the first year on the total assets (cash and invested) in your TILLIT account(s).
Your fee will drop by 0.01% every year thereafter until it reaches 0.25% - regardless of the size of your assets!
We believe that investing is about the long-term and we want to reward customers for taking a long-term view. This discount is applied at the client level, not the account level.
Example 1: After five years of being a TILLIT customer, you would only pay 0.35% per annum. The maximum discount is achieved after 15 years when you would pay 0.25% per annum
Example 2: You open a Stocks & Shares ISA today and pay 0.40% per annum. In three years time you decide to open a General Investment Account as well, at which point you pay 0.37% on the total assets in your accounts, not just on those in your ISA.
There are no trading, transfer, or exit fees.
Other charges:
Fund fees (expressed as 'Ongoing Charges Figure', or OCF). This is an annual fee charged by the asset manager who manages the individual fund, investment trust or ETF. It is expressed as a percentage and is deducted directly by the asset manager. In some cases, there may be additional fees charged by the asset manager, such as performance fees.
Stamp duty. This is a one-off tax of 0.5% applied to buy orders for investment trusts. This is charged by the UK government.
PTM levy. This is a charge of £1 applied to investment trust buy and sell orders with a value greater than £10,000. This is charged by the Panel of Takeovers and Mergers.
Transfer Concierge
Have accounts or holdings elsewhere? No problem, our Transfer Concierge is here to take the pain out of transfers and help you move to TILLIT and take your holdings with you.*
*Find out more about eligible holdings here.
Regulated and FSCS protected
TILLIT Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our custodian, Seccl Custody Ltd, is also authorised and regulated by the FCA, and any eligible deposits are protected (up to £85,000) by the Financial Services Compensation Scheme.